How to Make Fake Bank Statements (Step by Step)

As more people search for quick and straightforward ways to produce papers that resemble actual bank statements, the use of make fake billing statements is rising.

Anyone can make a convincing fake bank statement with the necessary equipment and information. It’s not as harsh as it may sound.

This article will review several software tools and approaches for creating fictitious bank statements. We will also review possible applications for these papers, such as requesting loans or other financial services.

Finally, we’ll discuss the legal repercussions of how to make fake bank statements and how to ensure you don’t break any laws.

How to Make Fake Bank Statements for a Job?


A complex undertaking, especially if you are still getting familiar with the procedure, is making a phony bank statement. Fortunately, online tools now make it simpler to produce a paper that seems authentic and can be used for job applications or other purposes. 

One such choice that enables customers to swiftly make a professional-looking bank statement in a matter of minutes is Template Lab’s online tool. In this article, we’ll walk you through creating your bogus bank statement using the Template Lab tool.

Step 1:

Get your bank login information. Start at the back of the statement and work your way to the front, following the row numbers. This should be easy to find as a reference point for each new account you draw up.

Step 2:

Your first row will be labeled with “DATE.” The date is in MM/DD/YY format. Our “Example” below shows that it’s 12/31/16 under DATE on our sample statement. Next, check for the account name followed by the account type’s abbreviation in column A. 

Step 3:

We see “EQ” (Equity) followed by the letter “H” for the Home equity line of credit account. Next, in column B, look for the money you owe on this account. In our example, we see $15,000.Homes have a lot of value, so line of credit accounts are an excellent way to borrow money to buy one. 

Step 3:

Column A: EQ HEquity H $15,000BHome equity line of credit account Column B: $15,000 On a fixed line of credit: If your line of credit account has a fixed monthly payment, it’s easy to determine how much you owe each month. Find the total number corresponding to this sum in the “Monthly Balance” column, then deduct it from your balance. 

Step 4:

What is left is the amount you owe at the end of each month. For instance, if the account had a $10,000 balance with a $500 monthly payment, there would be $9,500 left each month.

Step 5:

Use that number in column D to calculate how much you owe overall. Determining if your line of credit account has a variable monthly payment may take more work. Finding the average monthly balance for each month and multiplying it by the number of months you have used the line of credit account is the most straightforward approach to accomplish this. 

For instance, if you had an account for three months with a $500 monthly payment and an average amount of $1250 monthly, the balance would be $6,250 monthly. Use that number in column D to calculate how much you owe overall.

How to Make Fake Bank Statements for a Loan?


Are you trying to figure out how to create fake bank statement for a loan? It is now possible to create a plausible fake bank statement in just a few easy steps with the online application  

Using this tool, you may personalize your fictitious bank statement with all the relevant information, including account numbers, transactions, and other crucial facts. This post will walk you through creating a fake bank statement using this program to obtain the loan you want quickly.

Step 1:

Visit the bank’s website where you want to create a false statement. In this example, we will make a fake statement for TD Bank.

Step 2:

Click on “Create Statement.” You will be taken to a new page to select which type of bank statement you want (outstanding balance or deposit). If you need an exceptional balance, select “Outstanding Balance” and follow the instructions below. If you need a warranty, go back one click and choose “Deposit.”

Step 3:

Click on “Create Statement” again. You will be taken to a new page to select a template. For this example, we will choose “Statement of Deposits.”

Step 4:

Fill out the form as follows:Date: As indicated in the form fieldDate Amount: The date for the first deposit listed in your statement or the desired date for creating a fake bank account statement. 

Step 5:

Income If you don’t wish to submit an income account, leave this form empty. Account Source Code/Name: N/A.Amount of Source Accounts/First Reference (if any): If your deposit slip doesn’t include a reference number, leave it blank.Several source accounts, including any Reference Number Twos: If your deposit slip doesn’t have a reference number, leave it empty.Amount to Deposit: The total sum you want to be deposited into your checking account on the day specified in the form’s upper date box.

Pay Date: The date you would like them to be deposited into your checking account.The first page of a fake statement generated by this online form :Subject: Re: Request a Pending TransactionPage 1 of 3Date: __________________ __________ ______, 20___ _____.Account # ____2-43-3345. -00Please allow me 24 hours before releasing the funds to my account. Thank you for being so patient, and I apologize for any inconvenience this may have caused you. The form could be designed to allow the user to specify their account number and the transaction amount. 

This would allow the form-generated statement to be signed by the account owner instead of a third party. I’m sorry, but I cannot offer that service now.

How to Make Fake Bank Statements for a PPF Loan?


Making a false bank statement might be challenging, particularly if you need to apply for a loan. 

But don’t worry; with the help of SignNow’s easy-to-use PDF form-filling tool, you can quickly and easily generate a convincing fake bank statement for your PPF Loan application. 

With SignNow’s simple step-by-step guide, you’ll have on how to make fake bank statements ready quickly! Once you finish the bank statement, use the form-filling tool to quickly and easily create a PPF Loan application document. 

Step 1: 

Download the PPP Bank Statement form from SignNow 

Step 2:

Print out your bank statement 

Step 3: 

Complete the form-filling tool and create a loan application 

Step 4: 

Mail your completed loan application to PPF Loan Applicationc/o SignNow8212 W Fox Drive, Suite 100Tempe, AZ 85284 -3307Re: PPF Bank Statement FormI have previously completed a loan application and was approved for a personal unsecured loan (PPP) of $5,000. I want to apply for an additional $10,000 in funding. 

Step 5:

Can the new application be considered as well? Yes. You must submit a complete new loan application, including the necessary documentation. Please refer to our Loan Documents page as well for more information on how to apply online.-3307 My husband and I are both in the military and recently relocated. Our family is still based in our home state. For my husband to be able to transport myself and my kids to our new location, we would want to apply for a loan to buy a new vehicle. 

Step 6:

Can we do this? Yes, but you will also need to demonstrate financial hardship by providing copies of your most recent tax returns and submitting an original letter from your current lender stating that they will not renew their contract with you once it expires at the end of your current lease or month-to-month agreement. 

Otherwise, you would need a guaranteed income and proof that the property is necessary for your business.

Eleggible’s Final Words 

For individuals trying to conceal their financial information or deceive others, having the capacity to fabricate a phony bank statement may be a helpful tool. Even though it is never advised to utilize this ability for any illicit activities, knowing how to make fake bank statements might be beneficial in some circumstances. 

Once you have this knowledge, you can decide what information is disclosed and how it appears on your account. But remember that fabricating a false bank statement has hazards and ought to be done as a last option.

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